Welcome to Our Loan Advisory Services.
HFC Financial Services, a proud member of the HFC Real Estates, is dedicated to helping you achieve your home ownership and financial goals.
Our range of home loan and mortgage loan services is designed to provide flexible, accessible, and competitive financial solutions tailored to your unique needs.
Whether you are purchasing your first home, expanding your property portfolio, or looking to leverage the value of your assets, HFC is here to guide you every step of the way.
Our Home Loan Services:-
Accessible Eligibility Criteria: We offer home loans with lenient eligibility criteria, accommodating even those with lower CIBIL scores below 600.
We cater to a diverse clientele, including salaried employees, self-employed individuals, and clients with varied financial backgrounds such as builders (excluding own projects), police personnel, lawyers, street vendors, pandits, Maulanas, housemaids, actors, security guards, and auto drivers.
Competitive Interest Rates:-
Through HFC Financial Services, we offer some of the most attractive interest rates in the market, designed to keep your EMI affordable.
Choose from fixed or floating rate options to best suit your financial strategy.
Swift Processing and Approval:-
We understand that buying a home can be a time-sensitive decision.
Our streamlined processes ensure quick approvals and fast disbursements, allowing you to seize the opportunity without delay.
Support for Various Property Types:-
Our loans cover a broad spectrum of property types including MHADA, SRA, Grampanchayat, Gaothan properties, and load-bearing structures, offering you flexibility and choice in your property investments.
Our Mortgage Loan Services
Loans Against Property (LAP): Leverage your residential or commercial property for a mortgage loan with HFC Financial Services.
This option is ideal for those looking to access funds for business growth, debt consolidation, education, or other personal financial needs.
Flexible Repayment Options:-
We offer a variety of repayment plans, giving you the flexibility to select terms that align with your cash flow and long-term financial plans.
High Loan-to-Value (LTV) Ratios:-
Maximize your borrowing potential with high LTV ratios, up to 70% of the property’s market value, providing you with substantial funding based on your asset’s worth.
Expert Guidance:-
Our team of experienced financial advisors is committed to providing you with expert advice and support throughout your loan journey, from application to disbursement and beyond.
